Business Banker (Paarl Business Centre)

In brief

Overview This role is for a Business Banker at Capitec Bank, specifically located at the Paarl Business Centre. The position focuses on providing sales and service within Business Banking to manage, retain, grow, and acquire a portfolio of business clients. What you will do * Provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of Business clients. * Identify and implement value-adding and specialised Business Banking financial product solutions from a range of standard and/or customised offerings. * Proactively identify, source, and acquire new Business Banking clients through prospecting, lead generation, networking and referrals, converting opportunities into new client relationships. Requirements (from the original advert) * **Qualifications Minimum:** * Diploma in Commerce or Finance * **Experience Minimum:** * Banking experience of at least 3 years preferably in Business Banking. * Managing a portfolio of Business customers, with a focus on customer service and financial analysis. * Preparing and motivating Credit applications. * Cost control and sales management. * Proven experience in proactively acquiring new Business Banking clients; through prospecting, lead generation, networking and referrals - with the ability to convert opportunities into new client relationships. * Demonstrated ability to achieve sales and new-business acquisition targets. * Language: Ability to communicate (i.e., have a full conversation) in both Afrikaans and English, in line with language needs of the Paarl Business Centre's client base. * **Knowledge Minimum:** * Customer relationship management (CRM) principles and techniques. * How to interpret financial statements, balance sheets and basic financial ratios. * Standardised Business Banking transactional products and other core products relevant to small enterprises. * Business Banking product offerings. * Understanding of collateral and balance sheets. * Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the Business Banking market, and the legislative restrictions and requirements governing these from a financial services perspective. * Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes. * Competitors' offerings. * Regulations, Acts, and Codes related to the banking environment. * Financial Advisory and Intermediary Services Act (FAIS), and the Financial Intelligence Centre Act (FICA). * **Skills:** * Attention to Detail * Analytical Skills * Problem solving skills * Decision making skills * Communications Skills * Interpersonal & Relationship management Skills * Negotiation skills * Influencing Skills * Commercial Thinking Skills * Strategic Thinking Skills * Computer Literacy (MS Word, MS Excel, MS Outlook) Who should apply The ideal candidate will be FAIS accredited as a Key Individual and approved by FSCA. They will have at least one year of experience in a Business Banking environment, including preparing and motivating Credit applications. They should possess a good understanding of the company's product/service offerings (features, benefits, value propositions), current taxation laws as they apply to customers, and administration processes for Business Banking transactions. The role also strongly emphasizes proactively acquiring new clients and growing a business client portfolio. Deadline Not specified Reference Original posting: https://www.myjobmag.co.za/job/business-banker-paarl-business-centre-capitec-bank Source: myjobmag

Summary drafted with AI assistance from the original advert. The advert itself is the authority — how we use AI.

At a glance

• Microsoft Excel
• Customer service
• Afrikaans

Extracted automatically from the advert; confirm requirements on the original listing.

Job description

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