Underwriter II - Personal Lines

This role is ideal for a professional who is passionate about delivering exceptional client service while maintaining sound underwriting practices across a personal lines portfolio. The successful candidate will be responsible for underwriting new business, renewals, endorsements, quotations, and related administrative functions. Key Responsibilities: * Underwrite personal lines insurance policies, including new business, renewals, endorsements, and policy amendments. * Prepare and review quotations for prospective and existing clients. * Ensure all underwriting activities are conducted in accordance with company policies, procedures, and underwriting guidelines. * Support the sales team in acquiring and retaining profitable business. * Process policy documentation accurately and ensure all records are maintained electronically. * Negotiate renewal terms and prepare renewal documentation. * Conduct renewal reviews and retention calculations within agreed timelines. * Arrange and monitor surveys and survey requirements where applicable. * Address policy queries, amendments, and additional cover requests from clients. * Ensure policies are appropriately rated and not overexposed to risk. * Resolve customer queries and complaints effectively to ensure excellent service delivery. * Contribute to process improvements and support continuous operational excellence. Minimum Requirements: * Matric. * NQF Level 5 Qualification in Short-Term Insurance. * Regulatory Examination (RE) Certification. * Personal Lines Class of Business certification. * DOFA confirmation from the FSB. * Minimum 4 years' Personal Lines underwriting experience. * Strong understanding of personal insurance products and underwriting principles. * Proficiency in Microsoft Office applications. * Experience with Cardinal 360 (C360) will be advantageous. Skills & Competencies: * Strong analytical and problem-solving skills. * Excellent written and verbal communication abilities. * Ability to work independently and collaboratively within a team environment. * Proactive, professional, and customer-focused approach. * Strong organisational and prioritisation skills. * Ability to work efficiently in a fast-paced and pressurised environment. * Strong work ethic, reliability, and attention to detail. * High ethical standards and integrity. Why Apply? Join a growing and collaborative environment where your underwriting expertise will make a meaningful impact. This is an exciting opportunity for a Personal Lines Underwriter looking to further develop their career while working with a team committed to service excellence, operational efficiency, and business growth. ? If you meet the above requirements and are looking for your next opportunity in Personal Lines underwriting, we'd love to hear from you. Apply today with your updated CV. For Finance Roles: For more exciting Actuarial & Analytics vacancies, please visit: Network Recruitment International I also specialise in recruiting: * Actuarial (Life, Short-Term, Pensions, Health, Quant) * Data Science & Advanced Analytics * Pricing & Product Modelling * Market, Credit & Quantitative Risk * Machine Learning & AI Specialists *If you have not received a response within two weeks, please consider your application unsuccessful. Your profile will remain on our database for future opportunities.* For more information, contact: Kholo Mongalo Recruitment Researcher – Actuarial & Analytics Connect with me on LinkedIn: Kholo Mongalo on LinkedIn Network Finance Recruiter