Manager: Funding

Land Bank Careers

Location
Cape Town, Gauteng
Minimum qualification
Bachelor's degree
Closing date

First listed . Last checked at source .

In brief

**Overview** This role at Land Bank Careers, located in Cape Town, is for a Relationship Manager. The primary purpose of the position is to manage the entire client lifecycle, ensuring single-client ownership and end-to-end client relationship and experience management. The Relationship Manager is responsible for marketing Land Bank and Land Bank Insurance products and services to existing and new clients, aiming to grow the lending loan book for commercial and development farmers. This involves assessing deal potential, advising clients on application requirements, performing analysis on institutions, acquiring documentation, and collaborating with internal divisions like Agriculture Economics & Advisory and Risk Management to construct deals. The role also involves providing recommendations on loan application viability based on analysis of management structure, governance, and competitive advantage. **What you will do** * **Facilitate Development Transformation Of The Agricultural Sector:** Present the Land Bank to prospective clients, educate the community about Land Bank products and services, identify and follow up on potential clients, and review client requests for potential applications. * **Growth, Profitability And Financial Performance:** Ensure the growth of the loan book, manage the Non-Performing Loan (NPL) ratio, maintain a positive net interest margin by pricing the portfolio correctly, pass on leads to insurance to generate non-interest income, and onboard new customers with disbursed loans. * **Client Relationship Management And Preservation Strategy:** Engage clients through visitations and calls, promptly and effectively resolve escalated customer complaints/issues, and meet with current clients to review services, identify additional sales opportunities, and strengthen existing relationships. * **Stakeholder Relationship Management:** Effectively collaborate with internal stakeholders to meet business needs, align and collaborate with credit and legal teams, liaise with key internal stakeholders for appropriate agreements, and work with Client Analysts, Agriculture Specialists, and Credit Management to review complex transactions and mitigate risk. * **People management:** Implement personal training and development plans and meet personal targets, and manage and support Client Analysts. * **Process Improvements:** Implement improvements to processes and ways of work to enhance efficiencies and support targets, share learnings, and collaborate with other Relationship Managers. * **Governance, enterprise risk management, and compliance:** Ensure compliance with policies, escalate issues of concern or risk to relevant parties and line management, consistently track the loan application process and progress, and provide feedback to the line manager. **Requirements (from the original advert)** * Relevant 3 year qualification in commerce, business, banking, or other relevant and equivalent qualifications. * Experience in the management of client relationships, preferably in a financial and customer facing environment - 3 to 5 years. * Knowledge to assess a business case for an agricultural farming business and the competency to interpret financial statements, and do financial calculations - 1 to 2 years. * Basic knowledge of credit principles and practices and relevant legislation - 3 years. * **Critical Competencies:** Microsoft Office, Analytical Skills, Customer Service Orientation, Financial / Business Acumen, Agricultural Industry, Organisational analysis and market evaluation, Strategy analysis and governance assessments, Credit Risk assessment, Structuring of Corporate and Commercial transactions. * **Additional Requirements:** Valid SA driver's license, Willing to travel extensively, Extended hours as and when required. **Who should apply** Ideal candidates should possess a relevant qualification in commerce, business, or banking, coupled with 3-5 years of experience in client relationship management, preferably within a financial or customer-facing setting. Applicants must demonstrate knowledge of assessing agricultural farming business cases, interpreting financial statements, and performing financial calculations (1-2 years experience), alongside basic knowledge of credit principles and legislation (3 years experience). Strong critical competencies in analytical skills, financial/business acumen, customer service, and credit risk assessment, particularly within the agricultural industry, are essential. The role also requires a valid SA driver's license, a willingness to travel extensively, and the flexibility to work extended hours. **Deadline** 9th November, 2026 **Reference** Original posting: https://www.myjobmag.co.za/job/relationship-manager-cape-town-land-bank-careers-3 Source: myjobmag

Summary drafted with AI assistance from the original advert. The advert itself is the authority — how we use AI.

At a glance

  • At least 4 years of experience.
  • Microsoft Office

Extracted automatically from the advert; confirm requirements on the original listing.

Job description

MAIN PURPOSE OF THE JOB * To support the funding activities of the bank, optimise returns on surplus cash and manage overdrafts and overnight loans Key Performance Areas Customer & Stakeholder Relationships * Stakeholder Management: National Treasury (NT) * Compile Quarterly Debt Maturity Profile to NT and other funding inputs. * Stakeholder Management: Domestic Funders & Multi-lateral funders * Front line in terms of deal initiation, due diligence, rolling of maturing debt, investor communication and investor condition precedence to source liquidity for the bank; * Attend networking sessions to maintain investor relations; and * Liaise with funders, JSE sponsors, arrangers and lawyers to put in place all legal documents, agreements and certificates to conclude private and listed bond or note placements. * Board / committee contribution * Attend and present at Liquidity committee meetings and other relevant committees; * Compile reports for Assets and Liability Committee (ALCO) and other relevant committees Funding and Liquidity Management * Sourcing of Funds * Develop funding strategies * Compiling funding proposals * Negotiations of terms of the financial agreements Cost of Funding (COF) * Issuing, negotiating and trading capital and money market instruments to investors at prices quoted; and * Negotiate call bond or related rates daily or as on request of funders. Liquidity Management * Communicate with funders and business in advance to determine potential roll-over of maturing debt and business requirements; * Based on expected roll-over rate of maturing debt and loan book movement, raise funding to meet financial commitments on time; * Pre-Fund expected outflows and build up an adequate liquidity buffer as informed by the Liquidity Coverage Ratio; and * Invest surplus cash taking into consideration - perseverance of capital, maintenance of sufficient liquidity and maximise return. ( Funding * Subject to investor appetite and market developments, adjust the type of funding instrument, maturity buckets and develop new funding instruments where applicable; and * In line with the strategy to lengthen the best maturity profile endeavour to raise funding according to the approved maturity distribution profile. Repo Transactions Market volatility * Contribute meaningful when Treasury related legal documents and certificates are drawn up by Legal advisors and Attorneys; and promote the bank during interaction with financial market participants. * Reviews and researches the market to anticipate and advise on trends and instances of increased market volatility * Update all stakeholders on changing market conditions and predictions of future volatilities * Reports on trends on market changes Preferred Minimum Education and Experience * BCom Degree or equivalent * Registered Persons Exam * 4 years experience in Treasury front Office activities including sourcing of funding and investment of surplus funds Critical Competencies * Advanced Microsoft Office * Treasury/ Financial reporting software * Funding and term negotiation expertise * Knowledge of the money and capital markets Additional Requirements * Extended hours as and when required. * Travel as and when required * Cope in a stressful Environment

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Manager: Funding at Land Bank Careers | SPANi - South African Jobs