Finance/Accounting - Finance/Accounting Management South Africa FULL TIME Job Summary Company and Job Description: Reporting to senior leadership, you will take ownership of a portfolio of trade guarantee clients, assess credit risk, underwrite facilities, manage client relationships, and identify opportunities for sustainable business growth. You'll join a high-performing, collaborative team that values innovation, entrepreneurial thinking, and continuous improvement, while working within a business that is investing heavily in digital transformation and AI-enabled underwriting practices. This is a senior, commercially focused role suited to an underwriting professional who enjoys analysing complex financial information, building long-term client relationships, and making sound credit decisions that support business growth. Key Responsibilities: * Underwrite new and existing trade guarantee facilities * Analyse financial statements and assess credit risk * Make sound underwriting and credit decisions * Manage an established portfolio of commercial clients * Build and maintain strong relationships with clients, brokers and beneficiaries * Conduct ongoing facility reviews and portfolio monitoring * Identify business development opportunities within your portfolio * Stay informed of industry developments, legislation and market trends * Support automation, digitisation and continuous improvement initiatives * Contribute to strategic projects and the ongoing success of the underwriting team What We're Looking For: Essential * BCom degree * Minimum 10 years' experience within: * Financial Services; and/or * Fuel Industry * Strong financial statement analysis experience * Proven client relationship management experience * Excellent commercial judgement and credit risk assessment ability * Strong communication and stakeholder engagement skills Advantageous * Experience within Trade Guarantees or Surety/Guarantee underwriting * Business development experience * RE5 qualification * FAIS compliance * Knowledge of the fuel industry…
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