Finance/Accounting - Other Finance/Accounting South Africa FULL TIME Job Summary Credit Risk Analyst (CRA) Location: Montana Park, Pretoria, South Africa Salary: R 35 000 - R 45 000 Our client in the financial industry is looking for a Credit Risk Analyst to support the Credit Risk Management Executive (CRME) in developing and strengthening Credit Risk Management policies and Investment strategies that will reduce credit risk to the business and assist in making profitable credit decisions. Key responsibilities * Manage credit risk and related projects, and work with a team that is responsible for the health of the credit portfolio. * Collect and analyze financial and portfolio data and identify trends that impact portfolio quality. * Monitor portfolio performance, composition and concentration and report against credit norms as per Fund Investment strategies and Fund models. * Do stress testing to forecast credit risks in countries, portfolios and industries. * Report findings of analysis by way of good quality reporting and illustrations. * Make recommendation to address potential and identified risks or trends identified. * Develop and support financial and investment models to ensure quality output and improve quality of investment decision making. * Work closely with credit and investment teams to ensure that the credit strategy is rolled out correctly and that there is strong support between the two areas. * Work closely with Finance teams to ensure accurate forecasting, provisioning for bad debt and modelling. * Support a sound credit granting process to enable sound credit decisions consistent with the CRM Strategy and meet competitive time, pricing and structuring pressures. * Maintain appropriate credit measurement and monitoring processes. * Establish a system of independent, ongoing assessment of its credit risk management processes and the report on the results of such reviews. Requirements * BSc / B.Com Honours in Finance, Economics, Risk, Risk Analysis, Quantitative Finance, Statistics or Applied Mathematics. * Relevant Master's degree an advantage * CFA an advantage * At least 5 years' experience as an Investment/Financial Analyst. * Exposure in SME lending an advantage. Send your CV and latest pay slip to ATripleA Recruitment and Temps www.aaaa.co.za AtripleA recruitment & temps Recruiter